SecureBank – AI Voice Banking Agent | Sarvam AI
SecureBank – AI Voice Support - Finance AI Voice Agent, Banking Chatbot Template
AI Voice Agent, Banking Finance Verified
Free

SecureBank – AI Voice Support

AI Voice banking support for accounts & loans | Powered by Sarvam AI

4.0 (10 reviews)
0 32
Description
Meet Support Bot, your friendly and professional virtual assistant from SecureBank. Designed to help customers quickly and safely navigate everyday banking inquiries, Support Bot ensures clear, secure, and calm interactions.

This AI assistant is ideal for users who need assistance with account-related queries, transaction checks, and general banking services without sharing sensitive information. Support Bot focuses on guiding customers step by step, confirming details, and providing supportive guidance to ensure every interaction is efficient and stress-free.
Key Features
  • Safe Banking Support: Assist with balance checks, transaction inquiries, and service information without requesting PINs, passwords, or full card details.
  • Step-by-Step Guidance: Ask one question at a time to fully understand the user’s issue before providing a solution.
  • Confirmation & Clarity: Confirm each detail with the customer to avoid confusion and ensure accurate support.
  • Patient & Supportive Interaction: Remain calm, professional, and reassuring if users are confused, frustrated, or anxious.
  • Secure Communication: Provide guidance while prioritizing customer data safety at all times.
  • User-Friendly Experience: Simple, clear, and structured conversations that make banking easy to understand.
  • Versatile Use Cases: Perfect for mobile banking apps, online banking portals, or virtual customer support platforms.
Use Cases
Retail Banking Mobile Banking Apps Online Banking Portals Customer Support Call Centers Banking Chatbots for Businesses Digital Wallets & FinTech Apps Banking Education & Onboarding
Why AI Voice for Banking Support?

Banking customers demand instant, secure, and intelligent voice support — AI is reshaping how financial institutions handle millions of enquiries while reducing operational costs

$1.3T
Annual cost of banking customer service operations globally in 2024
84%
of banking customers prefer resolving routine queries via voice self-service
60%
reduction in cost-per-contact achievable with AI voice banking agents vs live agents
3 min
average wait time eliminated when AI voice handles first-contact banking enquiries

Source: McKinsey Global Banking Review & Gartner Conversational AI in Financial Services 2024

Banking Voice Support Workflow

A secure 5-step voice flow from customer identity verification to account query resolution and fraud alert handling

Secure Customer Verification

SecureBot identifies and verifies the customer before any account access

Account Balance & Statement Queries

Provide account information instantly without waiting on hold

Loan & Credit Enquiries

Handle loan balance, repayment, and new loan eligibility queries

Fraud Alert & Card Management

Respond rapidly to fraud concerns and card management requests

Service Requests & Agent Handoff

Process routine service requests and escalate complex cases securely

Integration Architecture

See how SecureBot connects voice channels, Sarvam AI processing, and your core banking systems securely

Sarvam AI Processing
Speech-to-Text (Saarika v2.5) Text-to-Speech (Bulbul v2) Banking Intent & Security Classification
Voice Channels
Web Voice Widget WhatsApp Voice Twilio Voice Call
SecureBot
ChatMaxima
Banking Systems
Core Banking API (Account & Balance Data) Loan Management System Fraud Detection & Card Management Platform
Notifications
WhatsApp Fraud Alert Notifications Transaction OTP & Confirmation Messages Service Request Reference Updates
Data Flow
1
Customer calls or uses voice widget Voice input received via Web Widget, WhatsApp Voice, or Twilio call
2
Identity verification initiated Account number and security PIN captured and validated against core banking system
3
Sarvam AI Saarika v2.5 transcribes banking query High-accuracy STT converts spoken financial query to structured text with financial terminology support
4
Core banking API queried securely Account balance, transaction history, loan data, or card status fetched in real time
5
SecureBot responds via Sarvam Bulbul v2 voice Natural voice delivers account information or guides customer through service request
6
Confirmation and alerts dispatched via WhatsApp Transaction references, fraud alerts, and service request confirmations sent securely
Connects With Your Banking Technology Stack

SecureBot integrates with voice platforms, core banking APIs, fraud systems, and secure customer communication channels

Voice Channels

Web Voice Widget WhatsApp Voice Twilio Voice

Core Banking Systems

Temenos T24 Finacle Core Banking Oracle FLEXCUBE

Fraud & Card Management

FICO Falcon Fraud Manager Visa Decision Manager Mastercard Expert Monitoring

Secure Customer Communications

WhatsApp Business API Twilio Verify (OTP) SendGrid Transactional Email

CRM & Agent Handoff

Salesforce Financial Services Cloud Zendesk for Banking Genesys Contact Centre

Expected Performance Metrics

Track these KPIs to measure the impact of your SecureBank Voice Support Agent

>75%
First Contact Resolution Rate
>92%
Identity Verification Success Rate
<30 sec
Fraud Alert Response Time
<4 min
Average Handle Time
<25%
Agent Escalation Rate
>4.3/5
Customer Satisfaction Score
Why Choose This Template
01
Easy Setup

Deploy in minutes with our no-code builder. No technical skills required.

02
Multi-Channel

Connect to WhatsApp, Facebook, Instagram, Web Widget and more.

03
AI-Powered

Leverage advanced AI to understand and respond to complex queries.

04
Analytics

Track conversations, user engagement, and chatbot performance.

How to Use This Template

Clone the Template

Sign up for free and click "Use This Bot" to clone this template to your account instantly.

Customize & Train

Modify conversations, add your business info, and train the AI with your specific knowledge base.

Deploy & Go Live

Connect to your preferred channels (Web, WhatsApp, Facebook) and start engaging customers.

Implementation Checklist

Complete these steps to deploy SecureBank Voice Support on your platform

Setup
Configure bank name, brand voice tone, and regulatory disclosures
Define supported query types: balance, loans, fraud, card, service requests
Set up identity verification flow: mobile, account number, and PIN validation
Define escalation rules for complex, regulatory, or high-value queries
Integration
Connect Twilio for inbound banking voice call handling
Enable WhatsApp Voice and secure notification channel via ChatMaxima
Integrate core banking API for real-time account, balance, and loan data
Connect fraud detection platform for card block and dispute initiation
Configure Twilio Verify OTP for high-security transaction confirmations
Automation
Set up automated WhatsApp fraud alert and card block confirmation messages
Enable dispute reference number generation and tracking automation
Configure live agent handoff with full conversation context transfer
Testing
Test identity verification flow and fraud escalation scenarios end-to-end
Verify Sarvam AI Saarika STT accuracy for financial terminology and accents
Analytics
Set up analytics dashboard to track FCR rate, handle time, and fraud response KPIs
Frequently Asked Questions

Yes! You can fully customize every aspect of this chatbot template including conversations, responses, appearance, and AI behavior. Our no-code builder makes it easy to modify without any technical skills.

Most users deploy their chatbot within 5-10 minutes. Simply clone the template, add your business information, and you're ready to go live on your preferred channels.

ChatMaxima supports multiple channels including Web Widget, WhatsApp Business, Facebook Messenger, Instagram DMs, Telegram, and more. You can deploy to multiple channels simultaneously.

Yes! ChatMaxima offers a free plan that includes basic features and usage. You can start for free and upgrade as your needs grow. Premium templates may require a paid plan.

Absolutely! ChatMaxima integrates with popular tools like Zapier, Google Sheets, CRMs, and supports custom webhooks for connecting to your existing business systems.

Reviews (10)
Rohit Agarwal Verified
Jan 05, 2026
SecureBot handles fraud alerts faster than our previous IVR ever could

We integrated SecureBot into our regional bank's contact centre and the results have been exceptional. Card block and dispute initiation that previously required a live agent now completes in under 60 seconds. The Sarvam AI Bulbul v2 voice is professional and calm — exactly right for customers calling in a stressful fraud situation. Our fraud team is now focused on investigation, not call handling.

Sub-60-second card block, professional Sarvam voice for stressful situations, fraud team freed for investigation, measurable speed improvement

Would benefit from direct integration with our existing IVR platform for seamless transition

Priya Nambiar Verified
Jan 09, 2026
First contact resolution rate improved from 58% to 81%

Our contact centre was struggling with first contact resolution — agents were spending too long on routine balance and statement queries. SecureBot now handles all tier-one banking queries without human intervention and our FCR rate has jumped from 58% to 81%. Agent satisfaction has also improved since they now only handle genuinely complex cases.

Major FCR improvement, agent satisfaction improvement, routine query automation, measurable operational impact

Would like real-time dashboard visibility of SecureBot conversation outcomes

Nadia Petrov Verified
Jan 26, 2026
Loan enquiry handling reduced our specialist team call volume by 40%

Our loan specialist team was receiving hundreds of calls per week asking about outstanding balances and early repayment charges — basic queries that didn't need a specialist. SecureBot now handles all of these, and our loan team receives 40% fewer calls. The Sarvam AI voice quality gives customers confidence they're getting accurate information.

40% loan query reduction, specialist team freed, accurate loan information delivery, confident customer experience

Pre-screening for new loan applications could be more comprehensive

James Okafor Verified
Jan 13, 2026
Identity verification flow is both secure and frictionless

Getting voice identity verification right in banking is notoriously difficult — too strict and customers abandon the call, too loose and security is compromised. SecureBot strikes the balance perfectly. The multi-step verification feels natural in conversation and our security team verified the approach is compliant with our regulatory requirements.

Balanced security and UX, regulatory compliance, natural verification conversation, security team approved

Would like to add biometric voice print option as additional security layer

Fatou Diallo Verified
Jan 17, 2026
Sarvam AI Saarika STT is impressively accurate for financial terminology

Banking conversations involve specific terminology — IBAN numbers, BIC codes, transaction references — that often trip up general speech recognition engines. Saarika v2.5 handles these with remarkable accuracy. We tested it extensively with diverse accents from our customer base and the recognition rate was consistently above 94%.

Excellent financial terminology STT accuracy, diverse accent handling, 94% recognition rate, thorough testing validated

Occasional misrecognition of very long account numbers — needs digit-by-digit mode

Bot Information
Category AI Voice Agent, Banking
Industry Finance
Bot Type Voice Enabled
Complexity Beginner
Platforms Web
Published Feb 18, 2026
Developer
Nasreen
Tags
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